Sovereign · Made in EU

Your digital home.
Your app. Your rules.

Chat, paying with Wero and government services — all in one app. Sovereign, European, GDPR-compliant. And from 2027 the rail through which AI agents act safely in Europe.

GDPR
Servers in Germany
SPRIND EUDI Sandbox Partner
Verified
Can you send me €25 for the pizza?
Sure, doing it now
wero
Ready
25,00 €
Features

One app. Everything important inside.

Communication, payment and administrative processes — in one sovereign environment. No context switching between five apps.

Chat for family & clubs
End-to-end encrypted. Collect money, coordinate dates and run votes right in the conversation.
Pay with Wero
European payment system. Instant, secure, no US intermediaries. Right in the chat, no app switch.
Government services in minutes
Change of address, criminal record certificate, parking permit — via QERDS directly from the app. Germany-wide from day one.
Identity via CRIF & EUDI
Verified without PIN letters. Today via CRIF, from 2027 directly via d-you (the German state EUDI wallet) — with selective disclosure.
Verified senders
Government offices, clubs and companies with a Verified checkmark. No phishing, no fake senders.
AI-agent-ready 2027
Connect Apple Intelligence, Mistral and other AI safely and under control. Granular permissions, full audit log.
Wero accelerator

From ask to paid in 15 seconds.

In your banking app: 90 seconds. In your YOUreUP chat: 15 seconds. No context switch, no IBAN lookup, no second app. Wero transactions happen 3-5× more often than in classic banking apps.

See more in the clickable demo
1
14:18 · Chat
Jonas asks for €25
Pizza share from Friday.
2
14:19 · Right in the conversation
Wero widget appears
Recipient pre-filled, IBAN masked, verified checkmark.
3
14:19 · FaceID
Confirmed and sent
PSD3-SCA. No switching to a banking app.
15 seconds
Instead of 90 in the banking app
From 2027

The trust layer for AI agents in Europe.

Apple Intelligence, Mistral, Aleph Alpha and all future AI assistants need an interface to verify identity, pay and talk to public authorities in Europe with legal certainty. YOUreUP is building that interface — today as an app, tomorrow as an MCP platform.

Granular control
For each agent, decide: what may it do? How much money per action? Government requests only with your confirmation.
Full transparency
Tamper-proof audit log. Every action with timestamp, agent ID and outcome. You see everything, at any time.
Instant stop
Pause or disconnect with one tap. Immediate effect, no waiting time. Actions in progress are stopped too.
Sovereign. Regulated. Transparent.
GDPR-compliant. Servers exclusively in Germany and the EU.
Wero via Mangopay. Regulated by CSSF Luxembourg, BaFin-compliant.
QERDS delivery. XML-signed to the XÖV standard, §3a OZG procedure, legally recognized.
End-to-end encrypted. Matrix protocol for chat, PSD3-SCA for payments.
Identity via CRIF. Today for the payment rail, from 2027 d-you integration (state EUDI wallet).
SPRIND partner. Part of the EUDI sandbox of the German Federal Agency for Disruptive Innovation.
Contact

Let's talk.
No detours.

Whether you're an investor, partner municipality, club or press — write to us directly. We usually reply within 24 hours, and much faster on weekdays.

For concrete partnership requests: briefly describe what it's about — and we'll find the right time to talk.

How to reach us
DE · EN
Other ways
Post
Unicorn Investment UG (haftungsbeschränkt)
Falkenweg 5 · 88433 Schemmerhofen
Germany
Register info
Amtsgericht Ulm · HRB 739731
Response time
Usually under 24 hours.
contact@youreup.eu copied